Prismpay Payment Gateway, Author at Prismpay Payment Gateway

Streamlining Transactions with ACH Payment Processing and PrismPay

Posted on July 22, 2024No Comments

In today’s dynamic digital transaction realm, businesses are tirelessly pursuing secure, streamlined, and budget-friendly payment methods. Amidst the multitude of choices, ACH (Automated Clearing House) payment processing emerges as a stalwart, facilitating electronic fund transfers with reliability and adaptability. Its growing popularity spans businesses of varying scales. In this thorough exploration, we navigate the nuances […]

How Secure Is Your Web Application?

Posted on August 15, 2019No Comments

With the threats to data security in e-commerce, web application security should be the on the top of the list of concerns for any merchant. If a survey conducted by the Open Web Application Security Project (OWASP) is any example, organizations and merchants are only responding to security threats when they should be testing the […]

Chip Cards

Posted on August 15, 2019No Comments

What is EMV? Chip cards are based on a global card payment standard called EMV, currently used in more than 80 countries. There are more than 3.4 billion chip cards issued across the globe How do I know if I have a chip card? If you have a chip card, the chip is located on […]

How Are Your Card Processing Fees Assessed?

Posted on August 15, 20191 Comment

Interchange fee” is a term used in the payment card industry to describe a fee that a merchant’s bank (the “acquiring bank”) pays a customer’s bank (the “issuing bank”) when merchants accept cards using card networks, such as Visa and MasterCard, for purchases. Although Visa and MasterCard determine Interchange rates, the fees are not retained […]

Notice Regarding Cellular Network Changes in the US

Posted on August 15, 2019No Comments

Avoid the scenario where you can no longer process transactions by reviewing your current terminals and checking if they will be usable moving forward. The specific terminals to look out for are listed below. If you have further concerns, don’t hesitate to contact us! Affected Mobile Terminals The S90 Credit Card Processing Terminal will be […]

Payment Processing in 2019

Posted on May 24, 2019No Comments

Is Your Business Protected with EMV Payment Processing For Small Businesses? With the advancement of payment methods, consumers can shop via more outlets than ever before; making security a huge issue for business owners. The threat of payment processing fraud is at an all time high making it more important than ever to have confidence […]

Terms to Know When Shopping for a Merchant Account

Posted on August 28, 2018No Comments

Over the past couple of weeks I have run into many merchants that feel ripped off by their merchant sales representative. Time and time again I hear “I just didn’t know what to ask for.”. Like with any other purchase for your business, it is important to learn about your product. Here is a list […]

Can You Afford to Give Your Credit Card Processing to the Lowest Bidder?

Posted on February 19, 2018No Comments

With 80% of online shoppers using credit cards, you can’t afford NOT to take credit cards. Did you know that merchants offering credit cards as a payment option increase their profitability by estimated 50%? With the inherent advantages involving credit card processing, should you really go with your initial instinct and choose the cheapest option? […]

TMF MATCH List or Terminated Merchant File

Posted on February 19, 2018No Comments

Some lists you want to be on-like the VIP list. But the TMF is one list you don’t want to be on. We’ll talk about what this means for your business, how to avoid getting on the TMF list and what to do if you end up on it. What is the TMF Match List? […]

What are Non-Qualified Transactions and How Can Merchants Avoid Them

Posted on February 19, 20181 Comment

Non-Qualified I frequently get calls from merchants who say they were quoted one rate, but claim different rates are showing up on their statements. Unfortunately, merchants can experience a rate increase or surcharge because of the type of card your customers are using, such as sky miles cards and rewards cards. Another cause of increased […]

Author : Prismpay Payment Gateway