3D Secure

3D Secure is a security protocol that strengthens online credit and debit card transactions with an extra authentication step. It fights fraud by asking cardholders to confirm their identity.

Here’s how it works: during an online purchase, the merchant’s site sends the customer to their bank’s website for authentication. The bank checks the customer’s identity and sends a green light back to the merchant. If it checks out, the transaction goes through.

Merchants love 3D Secure because it cuts down on fraud and chargebacks. Customers appreciate the added layer of protection for their card details. Want to see it in action? Request a demo with Prism Pay today.