3-D Secure

3-D Secure, or 3DS, is a security tool used during online card payments. Ever wonder how your bank keeps your money safe? It’s all about an extra step to make sure you’re really you when you use your card. Think of it like getting a quick code texted to your phone or tapping ‘confirm’ in your banking app.

3DS helps reduce online payment fraud, keeps cardholder details more secure, and can transfer chargeback responsibility from the merchant to the card issuer. The updated version, 3DS2, improves the experience by using faster, smarter tools like biometrics and background risk assessments.

PrismPay supports 3DS to help keep your online transactions safer.